Get coverage options that fit your business — fast, clear, and contract-ready.
Pick your industry and we’ll recommend the right coverage mix (liability, auto, workers’ comp, property, cyber and more). Simple intake, clean options, and quick certificates when you need them.
Get Quote Online (NEXT)Get coverage options
Answer a few questions — we’ll send clear options and next steps.
What We Cover
Straightforward coverage options for Texas businesses. We’ll recommend a practical bundle based on your industry, vehicles, payroll, contracts, and risk profile.
Business Insurance
A practical package approach built around your real operations and requirements.
General Liability Insurance
Baseline protection for common third-party claims (injury/property damage).
Business Owner’s Policy (BOP)
Liability + property (and often business income) when it fits your setup.
Workers’ Compensation
Coverage for employee injury claims and compliance needs where applicable.
Commercial Property
Office/shop contents, tools, equipment, and locations — plus income options.
Commercial Auto
Business vehicles, hired/non-owned, and the coverages contracts often require.
Professional Liability
Added when your work involves advice/services that can create professional exposure.
Errors & Omissions (E&O)
Common for consultants, agencies, IT, and service firms with client deliverables.
Tools & Equipment
Coverage for tools in transit, on job sites, or stored (options vary by class).
Employment Practices (EPLI)
Helpful once you have employees — protects against common employment claims.
Cyber Insurance
For ransomware/data exposure, incident response, and downtime options.
Certificates & Endorsements
COIs, additional insured, waivers — handled quickly when requested.
Who We Insure
These are some of the highest-intent, best-converting Texas niches we write every day — built around real contract requirements, vehicles, payroll, and jobsite exposure.
Contractors & Trades
Jobsite-ready coverage with fast COIs.
- General contractors
- HVAC, electricians, plumbers
- Roofing, concrete, framing, drywall
- Handyman, remodeling, welding
Trucking & Transportation
Local Texas ops to multi-state fleets.
- Owner-operators
- Small fleets
- Hotshot & light/medium duty
- Contract hauling
Auto Services
Shops and service businesses with real exposures.
- Auto repair & quick lube
- Body shops
- Tire shops
- Car wash
Cleaning & Janitorial
Simple coverage for recurring service contracts.
- House cleaning & maid service
- Janitorial
- Pressure washing
- Window cleaning
Professional Services
Coverage that supports client requirements and deliverables.
- Business & management consultants
- IT services / MSP
- Marketing & creative agencies
- Accountants / bookkeeping
Real Estate & Property Services
For firms supporting transactions and property operations.
- Agents & brokers
- Property management
- Home inspectors
- Short-term rental operators
Retail & E-Commerce
From storefronts to online sellers.
- Amazon sellers
- Specialty retail
- Warehousing light ops
- Product-based businesses
Hospitality & Food
Coverage for customer-facing risk and property exposure.
- Restaurants
- Food trucks
- Catering
- Coffee shops
Health, Fitness & Wellness
Straightforward options for service providers.
- Fitness instructors & studios
- Massage therapists
- Spas
- Coaches & instructors
A simple process that moves fast
We keep it tight: gather the right info, recommend the right mix, then bind and deliver clean paperwork.
Quick intake
You share basics + any requirements (contract, COI sample, lender request).
Options + recommendation
We send clear choices and explain what matters (limits, exclusions, pricing).
Bind + deliver
We bind coverage, deliver docs, and handle COIs/endorsements quickly.
Common questions
Quick answers — and if your situation is unusual, we’ll walk it through with you.
How fast can I get options?
Many accounts can be turned same-day once we have complete info. Complex risks can take longer depending on underwriting.
Can you help with contract insurance requirements?
Yes — send the requirements or a sample COI and we’ll structure coverage to comply without over-buying.
Do you issue certificates (COIs) quickly?
Yes. We routinely handle COIs plus additional insured, waiver of subrogation, and primary/non-contributory (when available).
What do you need to start?
Business details, operations description, vehicles (if any), payroll (if any), and any contracts/leases requiring insurance.