Commercial Truck Insurance • Texas & Beyond

Texas Commercial Truck Insurance for Owner-Operators and Fleets

Owner-operators, hotshots, and fleets — we help trucking businesses stay compliant, protected, and moving with coverage built for real trucking operations.

Get a Trucking Quote Trucking Coverage Details

Fast quoting • Compliance help • Real claims advocacy

Compliance support: help with common filings and requirements, including BMC-91 and MCS-90 when applicable

Built for trucking: not generic business insurance dressed up for transportation

Since 2010: we know what underwriters look for and how to position your operation

Request a Trucking Quote

✓ BMC-91 & MCS-90 filings handled

✓ Owner-operators & fleets welcome

✓ Cargo, physical damage & liability

✓ Same-day response when possible

✓ Independent — multiple A-rated carriers

Name(Required)

Company / DBA

Phone(Required)

Number of trucks(Required)

Truck type / operation(Required)

DOT # (if active)

Garaging city / state(Required)

Primary haul / cargo type(Required)

Current policy renewal (if known)

Operating radius(Required)

Proof / certificate needed by

Email(Required)

Notes (drivers, cargo details, filings needed, loss runs, etc.)

Phone

This field is for validation purposes and should be left unchanged.

Prefer to talk? Call (210) 640-7050 — we answer fast.

✔ Owner-Operator & Fleet Programs ✔ Fast Underwriting Guidance ✔ Certificates & Compliance Support ✔ Claims Advocacy

Core Trucking Coverages

Primary Liability

Required protection for for-hire operations, filings, and contract requirements.

Physical Damage

Coverage for your tractor, trailer, and scheduled equipment.

Motor Truck Cargo

Protection for freight while in transit, with limits based on your operation.

Who We Insure

Owner-Operators
Small Fleets
Hotshot Trucking
Contract Haulers
Regional & Long-Haul
Local Delivery

We Write These Vehicle Types

Pickups & Utility Vans
Box / City Delivery Trucks
Step Vans / Walk-Ins
Single Axle & Stake Body
Tow Trucks
Dump Trucks
Cement Mixers
Refrigerated Vans
Fuel / Tank, when eligible
Semi Tractors & Sleepers

If your exact vehicle is not listed, submit it anyway and we will confirm eligibility and options fast.

Vehicle Weight Classes

Quick reference for common commercial vehicle classes and examples.

Get compliant. Get covered. Keep rolling.

Tell us about your operation and we will guide the cleanest path to bindable trucking coverage.

Get a Trucking Quote Visit APtruckinsurance.com

Commercial insurance guidance for trucking businesses, contractors, and growing operations.